About USSD codes

If you don’t have an android phone and you desire to get a loan with your Nokia touch light phone then you can try USSD codes.

The three reliable USSD codes that give loans in Nigeria are;

*561# works for MTN and Etisalat users

*322*6# for fairmoney and Interswitch users

*737*51*51#  Loans for salary account holders in GTB. (You have to go to the nearest GTB office for more info)

How to Get Loan from These Codes

  • Type any of the code on your phone
  •  Select loan from the menu that will come up and follow the instructions on how to get a loan.

Note that these codes can start you with N1000 but if you always pay back in time as you apply for a higher loan you can get up N200 000.

Interest rate is 15% and duration is 14days.

You are allowed to pay back before expiration of the loan and you can apply immediately for another loan.

Paying back the loan

Paying Back a Loan

To pay back *561#  loan, you can pay through your phone, ATM machine or bank.

To pay through bank, follow the steps below:

Visit any of the following banks:

1. Fidelity Bank

2. Access Bank

3. UBA

4. GT Bank

5. Keystone Bank

6. Wema Bank

7. Sterling Bank

Tell them you want to pay your kwikmoney or KwikCash loan on PAYDIRECT. There is no account number to pay into but give them the phone number used to request the loan as the Customer Reference Number for Paydirect. We advise going to the bank early in the morning.

You can send help on the code to get more information on how to pay back a loan.

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